Splitting expenses in multiple currencies without starting an argument
A converted balance is a snapshot of a rate nobody agreed to. Why multi-currency splits go wrong, which rate to use when you must convert, and how to settle cleanly.
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How to split expenses on a group trip without ruining the trip
Group trips do not go wrong at the settling-up stage. They go wrong on day one, when nobody agrees what counts as shared. A system for before, during, and after.