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When debts form a loop, you can collapse them in one tap — recorded as visible Simplification entries so no balance moves without a reason.

Record a payment, settle part of a balance, and send a nudge — limited to one per person per day.

Attach the receipt and discuss a bill in place, so the conversation sits next to the number.

38 currencies, set per transaction. Balances stay separate per currency — HiBill won't convert them for you.

What's free forever, and exactly what Pro adds: more storage, AI receipt scans and sentence reads, and higher caps.

A code that connects one person to you directly — no email, no group. Reset it whenever you like.