Shared Expenses Spreadsheet: A Free Google Sheets Template
A free Google Sheets template for shared expenses: tick who took part, and it works out each person's balance and who pays whom. And the five things that break it.
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Ideas, tutorials, and updates from our team.
How to Calculate Who Owes Whom After Shared Expenses
One formula answers who owes whom after any shared spending: amount paid minus personal share. Worked examples for a night out, unequal splits, repayments and a weekend trip.
5 Ways to Keep Track of Who Owes You Money (and Which One Holds Up)
Five honest ways to track IOUs between friends — memory, notes, spreadsheets, group chats, and a dedicated ledger — with the failure modes of each.
Debt Simplification Explained: How Circular Debts Between Friends Cancel Out
What debt simplification means in expense-splitting — how circular debts between friends net out so fewer payments settle everyone, with a worked example.
How to ask a friend to pay you back
Most people would rather lose the money than have the conversation. Why the ask is so hard, what to actually say, when to escalate, and how to stop needing to ask.