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Ideas, tutorials, and updates from our team.
4 articles
cover · Balances
#BalancesAug 25, 2026
How to ask a friend to pay you back
Most people would rather lose the money than have the conversation. Why the ask is so hard, what to actually say, when to escalate, and how to stop needing to ask.
Denis Povarov
cover · Balances
#BalancesAug 25, 2026
Splitting expenses in multiple currencies without starting an argument
A converted balance is a snapshot of a rate nobody agreed to. Why multi-currency splits go wrong, which rate to use when you must convert, and how to settle cleanly.
Denis Povarov
cover · Balances
#BalancesAug 25, 2026
Splitting rent and bills with roommates: a system that survives the year
Rent is the easy part. It is the €12 of washing-up liquid, repeated four hundred times, that ends flatshares. A system for dividing rent, utilities and the shared basket.
Denis Povarov
cover · Settling up
#Settling upAug 20, 2026
Two kinds of transaction is all you need
Expenses, loans, paybacks, settlements — four objects that turned out to be two. A note on collapsing a data model until it stops lying.
Denis Povarov