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Ideas, tutorials, and updates from our team.

7 articles
cover · Balances
#BalancesAug 30, 2026

How to Split Expenses with Someone Who Isn't on the App

You don't need everyone to download an app to split expenses with them. How placeholders work, and how balances merge when someone joins later.

Denis Povarov
cover · Balances
#BalancesAug 30, 2026

How to Split Expenses as a Couple with Different Incomes (Without Defaulting to 50/50)

50/50 isn't the only fair split. Three ways couples with unequal incomes divide expenses, how to pick one, and how to track it without a spreadsheet.

Denis Povarov
cover · Balances
#BalancesAug 25, 2026

How to ask a friend to pay you back

Most people would rather lose the money than have the conversation. Why the ask is so hard, what to actually say, when to escalate, and how to stop needing to ask.

Denis Povarov
cover · Balances
#BalancesAug 25, 2026

Splitting expenses in multiple currencies without starting an argument

A converted balance is a snapshot of a rate nobody agreed to. Why multi-currency splits go wrong, which rate to use when you must convert, and how to settle cleanly.

Denis Povarov
cover · Balances
#BalancesAug 25, 2026

Splitting rent and bills with roommates: a system that survives the year

Rent is the easy part. It is the €12 of washing-up liquid, repeated four hundred times, that ends flatshares. A system for dividing rent, utilities and the shared basket.

Denis Povarov
cover · Balances
#BalancesAug 20, 2026

We refuse to convert your currencies

If you owe someone €40 and £15, HiBill shows you €40 and £15. Why we keep balances separate per currency instead of collapsing them into one number.

Denis Povarov
cover · Balances
#BalancesAug 20, 2026

Why we rebuilt HiBill around people instead of groups

Every expense app starts with a group. We deleted ours — and the app got simpler, smaller, and closer to how people actually think about money between friends.

Denis Povarov