Shared Expenses Spreadsheet: A Free Google Sheets Template
A free Google Sheets template for shared expenses: tick who took part, and it works out each person's balance and who pays whom. And the five things that break it.
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Ideas, tutorials, and updates from our team.
How to Split Expenses With Friends Without the Awkward Math
Nine steps to splitting shared costs with friends: decide who took part, pick the split, keep one running balance, and record repayments and currencies as you go.
How to Calculate Who Owes Whom After Shared Expenses
One formula answers who owes whom after any shared spending: amount paid minus personal share. Worked examples for a night out, unequal splits, repayments and a weekend trip.
How to Fix a Shared Expense After You've Already Saved It
The amount was right but the date was wrong, or the receipt never got attached. How to correct a shared expense after saving, what your friends see when you do, and when to comment instead of edit.
How to Split Expenses as a Couple with Different Incomes (Without Defaulting to 50/50)
50/50 isn't the only fair split. Three ways couples with unequal incomes divide expenses, how to pick one, and how to track it without a spreadsheet.
How HiBill Works: A Quiet Ledger for the Money Between Friends
A walkthrough of HiBill — expenses and transfers on one timeline, per-person balances, receipt scanning, groups, and settling up. How it all fits.
5 Ways to Keep Track of Who Owes You Money (and Which One Holds Up)
Five honest ways to track IOUs between friends — memory, notes, spreadsheets, group chats, and a dedicated ledger — with the failure modes of each.
Debt Simplification Explained: How Circular Debts Between Friends Cancel Out
What debt simplification means in expense-splitting — how circular debts between friends net out so fewer payments settle everyone, with a worked example.
How to ask a friend to pay you back
Most people would rather lose the money than have the conversation. Why the ask is so hard, what to actually say, when to escalate, and how to stop needing to ask.