HiBill keeps track of what you owe people and what people owe you. This guide gets you from an empty account to your first tracked balance.
1. Create your account
Sign up with an email address, Google, Apple, or Telegram. There is nothing to configure afterwards — no group to create, no budget to set up, no bank to connect. HiBill never connects to your bank; you tell it what happened and it remembers.
You can also try it as a guest without creating an account at all, and keep your data when you sign up later.
2. Add a person
Everything in HiBill happens between you and another person, so start by adding one.
Go to People and add someone. You have two options:
Invite them by email. They get an invitation and, once they accept, both of you see the shared history.
Add them as a placeholder. Just a name. They do not need an account, and you can start splitting with them immediately. If they sign up later you can merge the records so nothing is lost.
Placeholders are the right choice most of the time. Do not let "they need to install something first" stop you from recording an expense.
3. Record your first expense
Tap Add and choose Expense. An expense is when somebody paid for something that several people share.
Fill in:
Amount and currency — currency is set per transaction, so you can mix them freely.
Description — "Dinner at Kaffa", "Train tickets".
Who paid — you, someone else, or several people together.
Who shares it — the people the cost is split between.
How to split — Equal is the default and usually right. See split methods for the rest.
Save it. That is a tracked balance.
Instead of typing it all in, you can photograph the receipt and let HiBill fill in the details. There is a full worked example in recording your first shared bill.
4. Read the balance
Open the person you just split with. You will see the two-person ledger: every transaction you both touched, and what it comes to right now.
The balance is always between you and one other person, in one currency. If you owe someone in two currencies you will see two figures — HiBill does not convert them into one.
5. Settle up
When money actually changes hands, record a Transfer. That is the second kind of transaction: money moving from exactly one person to exactly one person.
There is no separate "settle up" flow. Paying someone back is a transfer, lending them money is a transfer, squaring off at the end of a trip is a transfer. Record it and the balance moves.
Where to go next
A quick tour of the app — where everything lives.
Understanding balances — what the number means and when it changes.
Expenses and transfers — the two kinds, in detail.
Creating a Circle — connect several people at once for a trip or a flat.
Scanning a receipt — let HiBill do the typing.